Family Therapy Billing Overview
Family therapy uses two primary CPT codes: 90847 (with patient present) and 90846 (without patient present). Reimbursement for 90847 ranges from $100 to $160 per session. 90846 reimburses $90 to $140. Both require the identified patient to have an active diagnosis and treatment plan on file. The distinction between the two codes is whether the patient participates in the session.
When to Use Each Code
- 90847: Patient is in the room and participating. Use for parent-child sessions, couples therapy under a patient's plan, or family sessions addressing the patient's treatment goals.
- 90846: Patient is not present. Use for collateral sessions (e.g., training a parent in behavioral management techniques for a child's diagnosis). The session must still address the patient's treatment plan.
- Do not use 90847/90846 for family education or support groups. Those are not reimbursable under psychotherapy codes.
Documentation and Payer Rules
Document session length (minimum 26 minutes), all participants by name and relationship to patient, treatment goals addressed, modality used, and patient outcome. UnitedHealthcare requires prior authorization for family therapy after the initial evaluation. Anthem accepts family therapy without separate auth if it's part of the treatment plan. Aetna covers both codes at parity with individual therapy rates. Medicare covers family therapy under Part B when medically necessary.
Common Denials
CO-16 occurs when the wrong code is used (90847 vs 90846). CO-50 indicates missing authorization. PR-1 flags missing participant documentation. Always verify which code matches the session before submitting. See behavioral health denial appeals for payer-specific escalation.
Common Questions About Family Therapy Billing
Can both members of a couple bill for the same session?
No. Only the identified patient's insurance is billed. The session is coded under the patient whose diagnosis and treatment plan the session addresses. The other participant is documented as a collateral contact.
Is family therapy subject to session limits?
Yes. Most payers count family therapy toward the same annual session limit as individual therapy. UnitedHealthcare's 52-session limit includes all therapy types. Check the patient's benefit summary for combined limits.
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This reference is for informational purposes. Always verify against current payer policies, CPT guidelines, and CMS documentation. Last updated: 2026-04-06.